Solution:
Yana has at least one card, say k=1. If Ivo has 1, then the product 1⋅k=k does not belong to Yana, a contradiction. Therefore Yana has 1.
If 12 is in Ivo, then the sum 13=1+12 belongs to Yana, a contradiction. Therefore 12 belongs to Yana. Since the sum 13=6+7 is in Ivo, both cards 6 and 7 belong to one and the same person. They are not in Ivo since otherwise the sum 1+6=7 is in Yana. Using similar arguments we conclude that all cards 1,2,…,12 belong to Yana. Further, all cards 13k, k=1,…,7, are in Ivo, and all the others belong to Yana. Therefore Yana has 100−7=93 cards.