Solution:
Answer: 425
First, note that AD=12, BD=5, CD=9.
By equal tangents, we get that PD=DX, so PDX is isosceles. Because D is a right angle, we get that ∠PXD=45∘. Similarly, ∠XYZ=45∘, so XYZ is an isosceles right triangle with hypotenuse XY.
However, by tangents to the incircle, we get that XD=21(12+5−13)=2 and YD=21(12+9−15)=3.
Hence, the area of XYZ is 41(XY)2=41(2+3)2=425.
